Mortgage Calculator
Calculate your estimated monthly mortgage payment including principal, interest, taxes, and insurance. Free mortgage calculator with live rate estimates.
Last updated February 27, 2026
Estimated Monthly Payment
$1,770
Principal & Interest Only
How to Use This Calculator
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Understanding Your Results
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Factors That Affect Your Payment
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Find Your Rate →Frequently Asked Questions
How is a monthly mortgage payment calculated?
Your monthly mortgage payment is calculated using the loan amount, interest rate, and loan term. Most payments also include property taxes, homeowners insurance, and possibly PMI.
What is included in a mortgage payment?
A typical mortgage payment includes principal (paying down the loan balance), interest (the cost of borrowing), property taxes, homeowners insurance, and potentially private mortgage insurance (PMI).
How much house can I afford on my salary?
A general guideline is that your total monthly housing costs should not exceed 28% of your gross monthly income. Use our affordability calculator for a personalized estimate.
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