How to Buy a House
A step-by-step guide to the homebuying process
Last updated February 27, 2026
Table of Contents
Step 1: Check Your Finances
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Step 2: Get Pre-Approved
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Step 3: Find a Real Estate Agent
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Step 4: Start House Hunting
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Step 5: Make an Offer
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Step 6: Close on Your Home
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Frequently Asked Questions
How long does it take to buy a house?
The typical homebuying process takes 30-60 days from accepted offer to closing, though the entire journey from initial search to move-in can take several months.
What documents do I need to buy a house?
You'll typically need pay stubs, W-2s, tax returns, bank statements, identification, and proof of assets. Self-employed buyers may need additional documentation.
Should I get pre-approved before house hunting?
Yes. Pre-approval strengthens your offer, helps you understand your budget, and shows sellers you're a serious buyer.
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