Terms of Use

Welcome to www.mpiredirectloans.com (the "Site"), operated by Mpire Financial Group LLC, doing business as Mpire Direct ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms of Use ("Terms"). If you do not agree, please do not use the Site.

1. Use of the Site

This Site is intended for informational purposes related to mortgage lending and real estate finance. You agree to use the Site only for lawful purposes and in accordance with these Terms. You must be at least 18 years of age to use this Site or submit any personal information.

2. No Offer to Lend

Nothing on this Site constitutes an offer to lend, a commitment to lend, or a guarantee of any specific rate, term, or loan program. All loan programs, rates, and terms are subject to:

Borrower eligibility and credit approval
Property appraisal and approval
Applicable underwriting guidelines
Market conditions at the time of application
Program availability, which may change without notice

Rates, fees, and programs described on this Site are provided for general informational purposes only and may not reflect current offerings. Contact us for current rate information and personalized quotes.

3. Calculators and Tools

Any mortgage calculators, affordability estimators, or other interactive tools provided on this Site are for educational and illustrative purposes only. Results from these tools:

Are estimates only and should not be relied upon as financial advice
Do not constitute a loan offer, pre-approval, or commitment
May not reflect actual rates, fees, taxes, insurance, or other costs applicable to your specific situation
Do not account for all variables that affect loan pricing and qualification

Always consult with a licensed loan officer for personalized rate information and financial guidance specific to your circumstances.

4. Not Financial, Legal, or Tax Advice

The content on this Site, including articles, guides, and educational materials, is provided for general informational purposes only. It does not constitute financial, legal, tax, or investment advice. You should consult with appropriate professionals (financial advisors, attorneys, tax professionals) before making financial decisions related to homebuying, refinancing, or any mortgage product.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, videos, software, and design elements — is the property of Mpire Financial Group LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

6. User Submissions

When you submit information through our forms (rate quiz, contact form, newsletter signup), you represent that the information you provide is accurate and complete. You grant us permission to use the information you submit for the purposes described in our Privacy Policy.

By submitting your contact information through any form on this Site, you consent to be contacted by Mpire Financial Group LLC and its affiliates regarding your mortgage inquiry. This may include contact by phone (including calls using automated technology or prerecorded messages), email, or text message at the number and/or email address you provide. You understand that consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out of communications at any time by contacting us or following the unsubscribe instructions in any communication.

8. Third-Party Links

This Site may contain links to third-party websites, including government agencies (NMLS, HUD, VA, USDA), educational resources, and partner services. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party sites is at your own risk.

9. Disclaimer of Warranties

THIS SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MPIRE FINANCIAL GROUP LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Mpire Financial Group LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of the Site, your violation of these Terms, or your violation of any rights of another party.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising out of these Terms shall be brought exclusively in the state or federal courts located in Orange County, Florida.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of the Site after any modification constitutes your acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms of Use, please contact us:

Mpire Financial Group LLC
189 S. Orange Ave Suite 2020
Orlando, FL 32801
Phone: 407-287-6550
Email: hello@mpiredirectloans.com