VA Loan Calculator
Calculate your estimated VA loan payment with no down payment and no PMI. See how much you could save with a VA mortgage compared to conventional financing.
Last updated February 27, 2026
Estimated Monthly Payment
$1,770
Principal & Interest Only
How the VA Loan Calculator Works
Content placeholder.
VA Loan Benefits
Content placeholder.
VA Funding Fee Explained
Content placeholder.
Ready to get started?
Take the 60-second quiz and see what you qualify for. No credit pull. No pressure.
Find Your Rate →Frequently Asked Questions
Do VA loans require a down payment?
No. VA loans offer 100% financing with zero down payment required. This is one of the biggest advantages of the VA loan benefit.
Is there PMI on a VA loan?
No. VA loans do not require private mortgage insurance (PMI), which can save you hundreds of dollars per month compared to conventional loans with less than 20% down.
What is the VA funding fee?
The VA funding fee is a one-time fee that helps fund the VA loan program. It ranges from 1.25% to 3.3% depending on your down payment and whether it's your first VA loan. Some veterans are exempt.
Explore Loan Programs
Related Guides
Related Calculators
Want a personalized estimate?
Our calculators give you a starting point. Talk to us for numbers tailored to your situation.
Find Your Rate →